Money, Credit Cards and Tipping for Guayabitos, La Peñita and Los Ayala
Here is some general information about currency, banking, ATMs, credit cards and tipping guidelines for those visiting and/or living in Rincón de Guayabitos, La Peñita, Los Ayala and La Colonia.
The currency of Mexico is the Mexican Peso. Bank notes are printed in denominations of 20, 50, 100, 200, 500 and 1,000 pesos. The value of the peso fluctuates daily.
Money, ATMs & Money Exchanges
Prices are almost always listed in Pesos, and paying in Pesos will give you the best rate – this IS Mexico after all.
Using an ATM machine or Cambio (money exchange) is by far the easiest way to get pesos, plus you will get the best exchange rate. The amount withdrawn is shown in pesos, and the equivalent amount according to the exchange rate of the day will be deducted from your bank account. Keep in mind that your bank (and the local bank) may charge a fee for each transaction – so it’s a good idea to take out as much money at a time as you feel comfortable carrying. Most large stores and restaurants will accept US dollars, but they won’t give you a very good exchange rate. If you have US Dollars, you can buy pesos at the local “Cambio” (money exchange) for a slightly lesser rate.
» ATM – La Peñita
» - Bancomer Bank (on the west side of Hwy. 200 at the entrance to town)
» Cambio – La Peñita
» - Cambio/Money Exchange (on the south side of main street next to the Deposito,
» - at the corner of Bahia de Acapulco)
» - Hours: 9am-8pm Monday-Saturday
» ATMs – Guayabitos
» - Pemex Station (east side of Hwy. 200 between Guayabitos and La Penita)
» - Retorno Laureles (between Playa Linda Condominiums and Villas Buena Vida Hotel)
» - Crico Mercado (east side of Avenida del Sol Nuevo, at Jacarandas)
Because ATM locations can change, also refer to our maps (see "Maps" tab) for current locations.
There is a Bancomer Bank in La Peñita. It is located just off the highway at the main entrance to town. They have two ATMs.
» Bancomer Bank – La Peñita
» Oceano Pacifico #19
» La Peñita, Nayarit
» Phone: (327) 274-0237
» Hours: 8:30am-4pm Monday-Friday
Credit Cards & Checks
Most businesses in Jaltemba Bay DO NOT accept travelers checks or credit cards (they can sometimes be used in major cities like Puerto Vallarta and Guadalajara); and personal checks are not accepted in Mexico, period. We do, however, recommend that you bring a credit card for any major purchases, or in case of emergency.
First of all, it’s best if you tip in Pesos. Second, there are no hard and fast rules to tipping, however, you should realize that most service employees in Mexico earn very little or no base salary, and the tips they earn (called propinas) comprise the vast majority of their overall income.
Here is a list of tipping guidelines from two top Mexico travel websites...
- Baggage Handlers & Bell Boys: Tipping $10-20 pesos per bag is customary; more if you have a lot or heavy luggage, or if they must bring your bags up a flight of stairs.
- Taxi Drivers: Tip a driver 10-20% of fare; more if he provides an extra service, like loading or unloading your bags, waiting while you shop, etc.
- Gas Station Attendant: Tip $3 pesos if they wash your windows, or if you’re feeling generous. Any amount of loose change is appreciated.
- Grocery Bagger: Tip $2-5 pesos, as they work strictly for tips.
- Waiters: Tip 15-20% of the tab, and make adjustments depending on the quality of service and the price of the place. Because the cost of a restaurant meal is so inexpensive here, and because most of the staff don’t get paid wages, we tend to tip more to compensate for this. (Remember, you must ask for your bill “la cuenta por favor” in Mexico).
- Maids & Cleaning Staff: Tip is based on the occupancy of your room; $20-50 pesos per guest per housekeeping visit (or more if you leave dirty dishes, clothes around the room, and have tracked sand in).
- Spa Service & Massage Therapists: Tip 15-20% of the cost of the service or treatment.
- Tour Guides: If you’re on a tour with a lot of people (20-100), everyone should leave a tip of at least $5 USD. If you’re on a tour with a small group (like your family), each person in the tour should leave a tip equivalent to 15-20% of the cost of the tour.
- Fishing Captain & Crew: Tip a minimum of 15-20% of the cost of the charter for the group; more if you have a big catch. You can tip the Captain directly, or hand a tip to the Captain and each crew member.
- Mariachi Bands & Musicians: If you hire them to sing, there is no need to tip over and above the prearranged amount. For roving musicians, you should tip $3-10 pesos if you ask them to sing.